Worried About Business Continuity? Key Person Insurance Ensures Stability
What would happen if a critical team member was suddenly unable to work? Without key person insurance, your business risks losing revenue and stability, making it harder to recover and move forward.
Black Swan Insurance Group offers key person insurance to help your business stay stable in times of crisis. Protecting your business’s key contributors provides security and support, allowing continuity and peace of mind for everyone involved.
I will start by saying that, Robert is a people person. We got acquainted, a little, before I was introduced to the whole thing. We were on the phone for almost 2 hours. I listened and asked questions along the way. He was very precise in answering my questions which was very informative. At the end of our coversation, I felt very comfortable about this home Insurance, as it was highlighted to me in a professional and timely manner. Continue with the way you do your job, Robert. The world will be a better place with people like you in it. God bless.
Pat Cooper
Javon is absolutely amazing!!! If you're seeking any type of insurance or just want a great solid guy to speak with, this guy is the one, search no more. Who actually stays on the phone with a random potential client for 2.5hrs just talking about life and family, not even business??? I appreciate his openness for me to call at anytime just to talk life!! Very professional and amazing character 👏 Thank you so much my brother, so glad to have met you!
Jack Crandall
Thank you Sir for taking the time to come to my house and explain in detail how a IUL works and the benefits of cash value life insurance policy over time. Greatly appreciate looking at my current assets and showing me how to low my risk. I look forward to our financial friendship
Black Swan Insurance Group: Key Person Insurance Experts
Black Swan Insurance Group offers key person insurance to help businesses maintain stability in the event of a loss of critical personnel. Led by Robert Balgac, our team specialises in policies that support business continuity, providing financial resources for essential roles.
Our key person insurance serves businesses of all sizes that rely on specific individuals for success. Black Swan Insurance Group’s approach ensures businesses can handle unexpected transitions, offering security and peace of mind for ongoing growth and stability.
Frequently Asked Questions About Our Key Person Insurance Services
What is key person insurance, and why is it important?
Key person insurance protects businesses financially if a critical team member passes away or becomes unable to work, providing stability during unexpected events.
Who should consider key person insurance?
Businesses that rely heavily on specific individuals, such as executives or key leaders, should consider key person insurance to protect against financial loss.
How does key person insurance work?
The business is the policyholder and beneficiary, receiving a payout if the key person is unable to work, helping cover potential losses or restructuring.
Is key person insurance tax-deductible?
In most cases, key person insurance premiums are not tax-deductible, but the payout may be used as non-taxable revenue for the business.
Can the policy be customised?
Yes, key person insurance can be tailored to cover specific roles, responsibilities, and financial needs, offering flexible solutions for business protection.
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Is Your Business Protected Against Unexpected Loss?
Secure your business with key person insurance from Black Swan. Protect revenue and continuity with tailored coverage for essential personnel.
At Black Swan Insurance Group, we help individuals, families, and businesses secure their future with tailored insurance and financial solutions. Experience exceptional service and trusted expertise.
