Get In Touch
Get In Touch

Finance & Life Insurance Solution Agency Mentor, OH

Prepare for tomorrow with flexible life insurance plans customized to fit your goals. We help families find financial protection that grows with them, ensuring stability and peace of mind at every life stage.

Book More Appointments

Close More Sales

Enhance Business Efficiency

Insurance Companies We Work With

The Right Policy for Your Needs


Term Life

Affordable, Temporary Coverage for Key Life Stages

Term life insurance provides flexible, cost-effective coverage for a set term, ensuring financial security during peak responsibility years.
Guaranteed Payout: Protect your loved ones financially.Flexible Terms: Choose coverage from 10 to 30 years.Affordable Premiums: Keep costs low with term options.
Learn More >

Whole Life

Lifelong Protection with Cash Value Growth

Whole life insurance offers lifelong coverage and a cash value component, providing stability and future financial options.
Cash Value Growth: Build savings over time.Fixed Premiums: Maintain predictable, steady payments.Legacy Planning: Leave behind a lasting financial gift.
Learn More >

Universal Life

Flexible, Customisable Coverage for Your Financial Goals

Universal life insurance allows you to adjust premiums and coverage, offering adaptable protection and potential cash value accumulation.
Adjustable Premiums: Change payments as needed.Cash Accumulation: Build value for future needs.Lifelong Coverage: Ensures security over time.
Learn More >

Final Expense

Improved Coverage for End-of-Life Costs

Final expense insurance covers funeral and other end-of-life expenses, providing peace of mind without burdening loved ones.
Quick Approval: Often no medical exam required.Fixed Premiums: Predictable payments for life.Affordable Coverage: Designed for budget-conscious planning.
Learn More >

Mortgage Protection

Keep Your Home Secure for Your Family

Mortgage protection insurance pays off your mortgage in case of death or disability, safeguarding your family’s home.
Home Security: Prevent foreclosure risks.Living Benefits: Access funds for critical illness.Affordable Plans: Personalized to fit your budget.
Learn More >

Accidental Death

Coverage Specifically for Accidental Fatalities

Accidental death insurance provides additional protection in case of unexpected, accidental deaths, ensuring financial stability for loved ones.
Affordable Premiums: Cost-effective for added security.Guaranteed Payout: Covers accidental deaths only.Supplemental Protection: Improves existing life policies.
Learn More >

Business Key Person

Protect Your Business from Unexpected Losses

Key person insurance helps cover financial losses if a crucial employee or owner dies or becomes incapacitated.
Business Continuity: Minimizes disruption risks.Financial Security: Protects against revenue loss.Peace of Mind: Ensures smooth transitions.
Learn More >

Living Benefits

Access Your Policy Benefits During Your Lifetime

Living benefits allow you to access part of your life insurance policy’s payout if you face a critical or terminal illness.
Immediate Access: Use funds when most needed.Financial Flexibility: Support for medical costs.Peace of Mind: Alleviates financial strain.
Learn More >

Affordable, Temporary Coverage for Key Life Stages

Term life insurance provides flexible, cost-effective coverage for a set term, ensuring financial security during peak responsibility years.
Guaranteed Payout: Protect your loved ones financially.Flexible Terms: Choose coverage from 10 to 30 years.Affordable Premiums: Keep costs low with term options.
Get In Touch >

Lifelong Protection with Cash Value Growth

Whole life insurance offers lifelong coverage and a cash value component, providing stability and future financial options.
Cash Value Growth: Build savings over time.Fixed Premiums: Maintain predictable, steady payments.Legacy Planning: Leave behind a lasting financial gift.
Get In Touch >

Flexible, Customisable Coverage for Your Financial Goals

Universal life insurance allows you to adjust premiums and coverage, offering adaptable protection and potential cash value accumulation.
Adjustable Premiums: Change payments as needed.Cash Accumulation: Build value for future needs.Lifelong Coverage: Ensures security over time.
Get In Touch >

Improved Coverage for End-of-Life Costs

Final expense insurance covers funeral and other end-of-life expenses, providing peace of mind without burdening loved ones.
Quick Approval: Often no medical exam required.Fixed Premiums: Predictable payments for life.Affordable Coverage: Designed for budget-conscious planning.
Get In Touch >

Keep Your Home Secure for Your Family

Mortgage protection insurance pays off your mortgage in case of death or disability, safeguarding your family’s home.
Home Security: Prevent foreclosure risks.Living Benefits: Access funds for critical illness.Affordable Plans: Personalized to fit your budget.
Get In Touch >

Coverage Specifically for Accidental Fatalities

Accidental death insurance provides additional protection in case of unexpected, accidental deaths, ensuring financial stability for loved ones.
Affordable Premiums: Cost-effective for added security.Guaranteed Payout: Covers accidental deaths only.Supplemental Protection: Improves existing life policies.
Get In Touch >

Protect Your Business from Unexpected Losses

Key person insurance helps cover financial losses if a crucial employee or owner dies or becomes incapacitated.
Business Continuity: Minimises disruption risks.Financial Security: Protects against revenue loss.Peace of Mind: Ensures smooth transitions.
Get In Touch >

Access Your Policy Benefits During Your Lifetime

Living benefits allow you to access part of your life insurance policy’s payout if you face a critical or terminal illness.
Immediate Access: Use funds when most needed.Financial Flexibility: Support for medical costs.Peace of Mind: Alleviates financial strain.
Get In Touch >

Why Black Swan Insurance Group Is the Trustworthy Choice for Life Insurance in Mentor, OH?

Choose Black Swan for comprehensive, flexible life insurance policies that safeguard your loved ones’ financial security and peace of mind.

Comprehensive Coverage

Our life insurance plans help cover final expenses, debts, and income replacement so your family isn’t left unprepared.

Affordable Options

We offer budget-friendly premiums that make life insurance accessible without compromising quality or protection.

Guaranteed Payout

Each policy includes a fixed payout to support your loved ones financially when they need it most.

Customizable Terms

Choose policy terms that fit your timeline, whether short-term security or lifelong protection.

Tax-Free Benefits

Policy payouts are generally tax-free, helping your family receive the full benefit without added obligations.

Living Benefits

Select policies offer access to funds in the event of serious illness, easing the financial burden during critical times.

Ready to Secure Your Family's Future with Life Insurance in Mentor, OH?

Our team is ready to help you explore personalized life insurance options built around your family’s future. Let’s create a plan that gives you lasting peace of mind.
Explore Plans

What Our Clients Say...

I will start by saying that, Robert is a people person. We got acquainted, a little, before I was introduced to the whole thing. We were on the phone for almost 2 hours.
I listened and asked questions along the way. He was very precise in answering my questions which was very informative. At the end of our coversation, I felt very comfortable about this home Insurance, as it was highlighted to me in a professional and timely manner.
Continue with the way you do your job, Robert. The world will be a better place with people like you in it.
God bless.
Pat Cooper
Javon is absolutely amazing!!! If you're seeking any type of insurance or just want a great solid guy to speak with, this guy is the one, search no more. Who actually stays on the phone with a random potential client for 2.5hrs just talking about life and family, not even business??? I appreciate his openness for me to call at anytime just to talk life!! Very professional and amazing character 👏 Thank you so much my brother, so glad to have met you!
Jack Crandall
Thank you Sir for taking the time to come to my house and explain in detail how a IUL works and the benefits of cash value life insurance policy over time. Greatly appreciate looking at my current assets and showing me how to low my risk. I look forward to our financial friendship
Chris Dove
See More Testimonials

How to Secure Your Family’s Future with Life Insurance

Our five-step process makes finding the right life insurance easy, ensuring peace of mind and financial security for your loved ones.

Meet with our experts to discuss your needs and goals, helping us match you with the right coverage.

We assess your financial situation and family’s needs, recommending a life insurance policy that best suits your circumstances.

Choose from a range of life insurance policies tailored to your unique requirements for flexibility and affordability.

We guide you through a straightforward application process, ensuring coverage begins promptly and smoothly.

Our team remains available for questions, adjustments, and support as your life and insurance needs evolve.

Meet with our experts to discuss your needs and goals, helping us match you with the right coverage.

We assess your financial situation and family’s needs, recommending a life insurance policy that best suits your circumstances.

Choose from a range of life insurance policies tailored to your unique requirements for flexibility and affordability.

We guide you through a straightforward application process, ensuring coverage begins promptly and smoothly.

Our team remains available for questions, adjustments, and support as your life and insurance needs evolve.
Get In Touch
About Black Swan Insurance Group

Black Swan Insurance Group: Life Insurance Specialists

At Black Swan Insurance Group, we specialise in life insurance solutions tailored to your needs. Founded by Robert Balgac, our company is committed to helping clients protect their families and futures. Our life insurance policies offer peace of mind, supporting clients through every life stage.

We offer a wide range of coverage options, including term, whole, and final expense policies, for individuals and families seeking long-term security. With flexible premium options and dependable support, Black Swan provides trusted life insurance solutions that adapt to your changing needs.
0
K+
Customers Protected
0
+
5-Star Google Reviews

A+

BBB
Rating
Learn More >

fAQs

Frequently Asked Questions About Life Insurance
Can I change my life insurance policy later if my needs change?
Yes, you can change your life insurance policy later if your needs change. Updates may include increasing coverage, changing beneficiaries, or adjusting term length. We’re here to help you review and update your policy as life events and financial priorities evolve.
How quickly can I get life insurance coverage?
How quickly you can get life insurance coverage depends on the policy type. Some simplified issue or no-exam plans offer same-day or next-day coverage. Fully underwritten policies may take longer. We'll recommend the right timeline based on your goals and needs.
Do I need a medical exam to get life insurance?
You may need a medical exam to get life insurance, depending on the insurer and policy. While traditional plans require exams, many providers offer simplified or guaranteed-issue options without one. We’ll guide you to the best choice for your situation.
Do I need life insurance if I’m single with no dependents?
Yes, you still need life insurance if you’re single with no dependents. Life insurance can help cover debts and funeral expenses or support future financial goals like leaving a legacy. It also locks in lower premiums while you’re young and healthy.
Can I use life insurance to help with estate planning?
Yes, you can use life insurance to help with estate planning. Policies can cover estate taxes, equalize inheritances, or provide liquidity to your heirs. It’s a valuable tool to preserve assets and smoothen transitions, especially if your estate involves property or business interests.
See More FAQs

Latest Insights Into Life Insurance

How Weight Impacts Life Insurance Rates (Weight Chart)

How Weight Impacts Life Insurance Rates (Weight Chart)

Higher weight usually increases life insurance rates due to its correlation with increased health risks. Many insurers use a body mass index (BMI) chart (or […]
Life Insurance for Truck Drivers Challenges, Cost

Life Insurance for Truck Drivers​

Truck drivers face unique risks that many standard life insurance policies don’t account for. Long hours, high stress, and time spent on the road can […]
Life Insurance for Marijuana Users in 2025

Life Insurance for Marijuana Users in 2025

Marijuana use is more common and accepted in 2025, but it can still affect your life insurance application. Whether you use cannabis recreationally, medicinally, or […]
See More

Looking to Protect Your Family’s Financial Future?

Get personalised life insurance advice to secure your family’s future. Our team helps you find the ideal coverage for peace of mind.
Enquiry Form
© 2024 Black Swan Insurance Group | All Rights Reserved